I need a credit card with 0%apr for 12 months and 0% balance transfer!!?
I am trying to transfer balances on my card that I owe $7K to a new card with 0% APR for 12 months. Would I be charged anything from my old credit card company if I transfer balances? I see alot of cards with 0% APR for 12 months from websites/companies that sponsor many cards. How can I find the right one? I dont know how this whole process works! HELP ME PLEASE!
A 0% APR is essentially a credit card offered by credit card companies to their consumers with an ‘annual percentage rate’ (APR) of zero percent. However, this rate does not exist forever, and after a period that ranges between three to twelve months, credit card companies begin charging higher rates of interest. Therefore, the major factors to be considered are the duration of the no-interest period, and what would be the APR rate after the offer ends.
Advantages of owning a 0% APR Credit card:
Though 0% APR credit cards have a few catches, they can also prove to be advantageous for its users. The best way to assess these cards is by actually using one. If you pay off the monthly balance regularly, then the rate of interest will not be a major concern. you can apply online for a best 0% apr credit card at: http://www.credit-card-gallery.com/0_Intro_APR.html.
Try chase.com or citicards.com
References :
Yes there are some who offers this type of cards. You can search for them in Yahoo or Google. Try to go through each ones terms and conditions and choose which suits you best
To know more visit
http://creditcardbiz.blogspot.com
and
http://onlinepaymentoption.blogspot.com
References :
discover has that offer
http://www.researchitforme.com/wesayes/creditcards.html
References :
CHASE OF MANHATTAN BANK
IF YOUR CREDIT SCORE IS ATLEAST 650
References :
0% card transfers are SUC.KER cards.
they will suc.k you dry . the very very fine print has a universal default clause that ALLOWS them to at any time and any reason increase ( with out telling you ) the percentage rate to 35% thirtyfive percent.
think about that.
visit daveramsey.com to learn what the bankers credit slave cards pray you never ever learn or worse apply in your life.
how to own your money.
get second job = pay the cards of in one year.
References :
ex credit junkie/slaver
Do not do that! It may say that there is no interest for 12 months, but the finance charges are secretly building up for the end of the 12 months. When the 12 is up, they slam you with all of the "accured" interest and you owe more than you did before. Been there done that. Anytime there is zero interest and no balance transfer fees, there is a catch. The credit card people are out to make money, not help you out. Their favorite thing to do is send you blank checks that offer zero interest for X months and all kinds of other bait to get you to bite. I fell for it, I’m getting zero interest for 12 months, but what they didn’t tell me is that I got charged a cash advance fee for 30 bucks. Which isn’t bad,except that 30 bucks has a 39% interest rate and it is going to build up till i get the balance paid off.
THERE IS ALWAYS A CATCH, remember that they are not out to help you!
References :
Yes there are other options.
I have a list of some good websites offering Credit Cards.Its a policy voilation of yahoo if i post any link here.
Just mail me at solidoffer11@yahoo.com with subjet- Credit Cards . I will send a link of best website where you can find best Credit Card offers,tips and resources.
Best wishes
References :
A 0% APR is essentially a credit card offered by credit card companies to their consumers with an ‘annual percentage rate’ (APR) of zero percent. However, this rate does not exist forever, and after a period that ranges between three to twelve months, credit card companies begin charging higher rates of interest. Therefore, the major factors to be considered are the duration of the no-interest period, and what would be the APR rate after the offer ends.
Advantages of owning a 0% APR Credit card:
Though 0% APR credit cards have a few catches, they can also prove to be advantageous for its users. The best way to assess these cards is by actually using one. If you pay off the monthly balance regularly, then the rate of interest will not be a major concern. you can apply online for a best 0% apr credit card at: http://www.credit-card-gallery.com/0_Intro_APR.html.
References :